About Talivero

Talivero exists because the most impactful financial decision a freelancer or gig worker makes — choosing the right business entity — is usually made with incomplete information. CPAs charge $300-500/hr for advice that often boils down to "it depends." Tax software ignores entity optimization entirely. And online calculators oversimplify by skipping state fees, QBI phase-outs, and retirement account interactions.

We built Talivero to give self-employed professionals a data-driven answer in minutes instead of weeks. The engine models your specific tax situation across every entity structure — sole proprietorship, single-member LLC, multi-member LLC, and S-Corporation — using current IRS brackets, Social Security wage bases, state formation fees, and BLS occupational wage data for reasonable salary benchmarks.

What Makes Talivero Different

• 1.Real data, not rules of thumb. Every calculation uses authoritative sources: IRS Revenue Procedures, SSA contribution limits, Tax Foundation state rates, and state Secretary of State fee schedules.
• 2.Full-cost comparison. We include annual compliance costs, payroll processing fees, and state franchise taxes — not just the tax savings — so the recommendation reflects your actual net benefit.
• 3.Integrated optimization. Entity choice, salary allocation, QBI deductions, retirement contributions, and quarterly payments are all interdependent. Talivero optimizes them together, not in isolation.

Who We Are

Talivero is a product of Smart Technology Investments, a portfolio of decision-intelligence tools that turn public data into actionable financial insights. Each product in the portfolio follows the same architecture: free public data compiled into domain intelligence, mathematical optimization on top, and a clean webapp that delivers the optimal decision.